Student Accident Insurance
While school staff are expected to provide sufficient student supervision at all times to avoid accidents, they do occasionally occur. Accidents may occur at the school site or at an off-site location while on field trips (Ski Hill, Science Centre, etc.). The student may then require dental treatment or medical treatment, including ambulance services as a precaution. The Division carries a student accident insurance policy to cover these costs, regardless if the parent also carry insurance that would cover these costs. Schools may ask parents to complete medical information in order to recover the cost of ambulance or other medical services, that were charged to the Division. Parents who had been directly charged for these services, can file a claim in order to be reimbursed directly.
Grande Yellowhead Public School Division also offers the opportunity to voluntarily purchase student accident insurance through the Kids Plus™ Accident Insurance program, underwritten by Industrial Alliance Insurance and Financial Services Inc.
Kids Plus™ Accident Insurance provides protection against unexpected costs arising from accidental injuries. The program is especially valuable for families who:
- do not have medical or dental plans,
- have limited plans, as it may help supplement health and dental benefits, or
- have active children who enjoy sports and outdoor activities.
The full school year (September to September), 24 hours a day, while at home and school;
- Expenses that are often limited or not covered by private or group insurance plans, or Provincial Health Insurance Plans, such as ambulance, physiotherapy, private tutoring, counselling, and much more;
- Injury-related dental treatment (including future dental treatment up to age 26);
- Out-of-province or country emergency medical expenses.
This additional insurance can be purchased at any time by completing the Kids Plus™ Accident Insurance.
If your address changes during the school year, your Kids Plus™ Accident Insurance plan is transferable from school to school, anywhere in Canada.
Information and enrolment forms are available and given to each student at the beginning of the school year.